Payment infrastructure built for Africa

Accept card payments, manage merchants, and settle funds. Go live in minutes, not months.

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Rails Pay

Card Processing

Accept American Express and card payments directly. No third-party processor, no extra setup.

Merchant Onboarding

Onboard merchants with KYB verification, assign terminals, and start processing in minutes.

Settlement

Automated daily settlement in USD and ZiG. Full reconciliation reports and transaction history.

Fraud Protection

Built-in fraud rules, velocity checks, and real-time monitoring. Protect your merchants and their customers.

Reporting

Real-time dashboards for transactions, authorizations, settlements, and merchant performance.

Pay API

Integrate payments into your platform. Merchant onboarding, authorizations, and settlements — all via REST.

Built for how Africa does business

USD and ZiG settlement. No foreign intermediaries. No waiting days for your money.

Full merchant portal, admin console, and API access included from day one.

Build on the Pay API

Onboard merchants, process card transactions, and manage settlements programmatically. The same infrastructure we run, available to you via REST.

Read the API docs

Start processing payments today

Create your merchant account in minutes. No paperwork, no minimums.

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